Study abroad for a semester in
Luxembourg
Luxembourg is a small country located in the heart of Europe. Despite its size, the country managed to keep independence throughout the centuries, and it’s now still a separate nation. It has a preeminent role in European trades and financial services, and it is home to many European and non-European firms. Its population is mixed and diverse. Standards of living are among the highest in the world. Climate is typically Central European, with mild summers and winters. The country is home to the European Court of Justice, the European Investment Bank, and several major EU administrative offices.
Luxembourg is best known for
Multicultural Atmosphere 🌍: Located at the heart of Europe, Luxembourg is a truly international country where more than half of the population is foreign-born. Its multilingual environment, with Luxembourgish, French, and German as official languages, makes it a welcoming place for international students from all backgrounds.
High Quality of Life 💰: One of the safest and wealthiest countries in the world, Luxembourg offers an exceptional standard of living, efficient public services, and excellent infrastructure. While the cost of living is higher than average, the comfort, safety, and opportunities it provides are unmatched.
Scenic Landscapes & History 🏰: From fairy-tale castles and UNESCO-listed fortifications in Luxembourg City to the rolling hills of the Ardennes, the country combines natural beauty with rich European history, all within a short drive.
Table of contents
1. Visa and Health Insurance 🛂
Starting your educational journey in Luxembourg involves obtaining the appropriate visa or residence permit and valid health insurance. These essential steps ensure that you comply with Luxembourgish immigration laws and have access to necessary healthcare services during your stay. Having the correct documentation and insurance coverage is crucial for a smooth, secure, and worry-free study abroad experience.
Visa Types
- Student Visa (Long Stay – Type D): Required for non-EU/EEA students enrolling in academic programs lasting longer than 90 days. Applicants must provide an official Letter of Admission from a recognized Luxembourgish university, proof of sufficient financial means (at least EUR 1,200 per month), valid health insurance, and accommodation details. This visa allows entry into Luxembourg for study purposes and must be followed by a residence permit application upon arrival.
- Short Stay Visa (Type C): Designed for students attending short-term programs or language courses lasting less than 90 days. Nationals of certain countries may enter visa-free for short stays. This visa cannot be extended or converted into a long-stay visa from within Luxembourg.
- Temporary Residence Permit (for Studies): All non-EU/EEA students staying longer than 90 days must apply for a temporary residence permit for studies (Autorisation de séjour pour études) within three months of arrival. The application is submitted to the Immigration Directorate and typically requires proof of enrollment, financial means, and health insurance.
Application Process
- Apply to Luxembourgish Institutions: Gain acceptance to an accredited institution in Luxembourg.
- Receive Letter of Acceptance: Your institution will provide you with a Letter of Acceptance, which is required for your visa application.
- Prepare Documents: Gather necessary documents including your passport, Letter of Acceptance, proof of financial means, and health insurance coverage.
- Complete Visa Application: Fill out the visa application form at the Luxembourgish consulate or embassy in your home country.
- Pay the Application Fee: Pay the required application fee for the student visa.
- Submit Application: Submit your application along with the required documents.
- Wait for Processing: Visa processing times can vary, so apply well in advance.
Required Documents
- Proof of Enrollment: Official Letter of Admission from a recognized Luxembourgish higher education institution, confirming full-time enrollment in a study program.
- Financial Proof: Recent bank statements or an official financial guarantee showing sufficient funds to cover tuition fees and living expenses — typically at least EUR 1,200 per month as required by Luxembourgish authorities.
- Passport: Valid for at least six months beyond the intended period of stay, with at least two blank pages for visa stamps.
- Visa Application Form: Completed and signed application form for a Long Stay Visa (Type D), submitted to the nearest Luxembourg embassy or consulate before departure.
- Health Insurance: Proof of valid health insurance covering the entire duration of your stay in Luxembourg. This can be either private insurance or public coverage once registered in the country.
- Passport Photos: Two recent, color passport-sized photographs that meet Luxembourg visa specifications.
- Academic Documents: Certified copies of diplomas, transcripts, and certificates from previous education, translated into English, French, or German (if not already in one of these languages).
Application Timeline
Start Early: Begin the application process at least 3-6 months before your intended departure.
Processing Time: Visa processing can take several weeks to months, depending on the country and application volume.
Important Deadlines: Be mindful of university application deadlines and ensure your visa application is timely.
Tips for Success
Complete Documentation: Ensure all your documents are complete and accurately filled out.
Financial Proof: Clearly demonstrate financial stability and sufficient funds.
Health Insurance: Secure a visa-compliant health insurance plan early in the process.
Importance of Health Insurance
Health insurance is required for all international students in Luxembourg. It ensures access to essential medical services during your stay, including doctor visits, hospitalization, and emergency care. EU/EEA students can use their European Health Insurance Card (EHIC), while non-EU students must obtain private health insurance before arrival or register with the National Health Fund (Caisse Nationale de Santé – CNS) once in Luxembourg.
Types of Health Insurance
- Public Health Insurance (Caisse Nationale de Santé – CNS): Administered by the National Health Fund (CNS), Luxembourg’s public healthcare system offers comprehensive medical coverage for residents, including students.
- Cost: Free for EU/EEA students with a European Health Insurance Card (EHIC). Non-EU students who work part-time or stay long-term may register with the CNS by paying monthly contributions (around EUR 100–150/month, depending on income).
- Advantages: Full access to public hospitals, general practitioners, and prescription reimbursements.
- Limitations: Registration can take time, and most administrative documents are in French or German.
- University-Sponsored Health Insurance: Some universities collaborate with insurance providers to help students obtain affordable private or semi-public health plans.
- Cost: Typically between EUR 100 and EUR 300 per year.
- Advantages: Easy to arrange during enrollment, with coverage tailored to student needs (doctor visits, emergencies, hospital care).
- Limitations: Often limited to basic medical coverage and may exclude specialized treatments.
- Private Health Insurance: Required for non-EU students before arrival and accepted for visa and residence applications.
- Cost: Around EUR 200–600 per year, depending on provider and coverage.
- Advantages: Fast access to services, multilingual support, and flexibility in choosing doctors or private clinics.
- Limitations: More expensive than public coverage and may require advance payment before reimbursement.
Country-Specific Requirements
Public Health Insurance Registration: Upon arrival in Luxembourg, international students who plan to stay longer than three months must register with the National Health Fund (Caisse Nationale de SantéCN, S) to access the public healthcare system. EU/EEA students can use their European Health Insurance Card (EHIC) for coverage, while non-EU students may be required to contribute monthly to the system depending on their residence status or employment.
Private Health Insurance: Non-EU students must hold valid private health insurance before entering Luxembourg. The policy must meet the minimum coverage requirements set by Luxembourgish authorities and cover both medical and hospital expenses. Private plans generally offer quicker access to doctors, multilingual support, and flexibility in choosing healthcare providers.
Finding the Best Health Insurance
wearefreemovers has developed a partnership with Mondassur with the intent of offering you reliable and visa-compliant health insurance for your stay in Argentina.
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FAQ
What happens if my visa application is denied?
If your Luxembourg visa application is denied, you will receive a written explanation from the Immigration Directorate or the Luxembourg embassy handling your case. You can reapply after addressing the reasons for refusal or, if you believe the decision was incorrect, submit an appeal within three months of receiving the notification. Always review the refusal letter carefully and contact the nearest Luxembourg embassy or consulate for guidance.
Can I change my health insurance plan after arriving in Luxembourg?
Yes, you can change your health insurance plan after arrival, provided that the new plan meets Luxembourg’s legal requirements. If you register with the Caisse Nationale de Santé (CNS), you may remain under public coverage, but you can also choose to supplement it with a private policy for faster service or broader coverage.
What should I do if I need medical care and don’t have insurance?
If you need medical attention and do not have valid insurance, you will be required to pay all medical expenses out of pocket. Healthcare costs in Luxembourg can be high, so maintaining valid insurance, public or private, is strongly recommended. If you find yourself uninsured, contact a local provider or your university’s student office immediately for assistance in arranging coverage.
Additional Resources
Ministry of Foreign and European Affairs – Immigration Directorate: Provides official information on visa types, residence permits, and entry requirements for international students in Luxembourg.
2. Cost of Living 💰
Understanding the cost of living in Luxembourg is essential for proper budgeting and financial planning. As one of Europe’s wealthiest countries, Luxembourg offers an excellent quality of life, but living costs can be relatively high, especially for housing and daily expenses. Careful budgeting will help you make the most of your study experience in this safe and dynamic country.
Detailed Breakdown of Living Expenses
- Accommodation: Monthly rent depends on the city and housing type. University residences are more affordable than private apartments.
USD 700 – USD 1,500/month - Food: Groceries and dining out can be relatively expensive, but cooking at home helps manage costs.
USD 300 – USD 500/month - Transportation: Public transport is free for everyone in Luxembourg, including students, making it one of the most accessible systems in Europe.
USD 0/month - Utilities: Includes electricity, heating, water, and internet. Costs vary based on apartment size and usage.
USD 120 – USD 200/month - Entertainment and Leisure: From cafés and cinema nights to cultural events and weekend trips across Europe.
USD 100 – USD 250/month - Miscellaneous Expenses: Personal items, study materials, and phone plans.
USD 70 – USD 150/month
3. Accommodation Options 🏠
Finding the perfect place to live is an important part of your study abroad experience. Luxembourg offers several housing options to suit different needs and budgets, from university-managed residences to private apartments and shared flats in and around the city. Because housing demand is high, it’s recommended to start looking as soon as you receive your admission letter.
Types of Accommodation
Student Dorms (University Residences):
Usually managed by universities or student housing agencies, dorms are the most affordable option and a great way to meet other students. Rooms are typically furnished and include basic utilities.
Price: USD 600 – USD 900/month
Shared Apartments:
Sharing an apartment with other students is common in Luxembourg City, where housing costs are higher. It’s a cost-effective and social option that offers more independence.
Price: USD 800 – USD 1,200/month
Private Apartments:
Ideal for students seeking privacy and comfort. Private rentals in Luxembourg can be modern and well-equipped but are often expensive, especially in central areas.
Price: USD 1,200 – USD 1,800/month
Homestays:
Living with a Luxembourgish family offers cultural immersion, language practice, and a supportive home environment.
Price: USD 900 – USD 1,300/month (often includes meals)
Guesthouses / Temporary Housing:
Perfect for short-term stays while searching for permanent accommodation. Often located near universities or public transport.
Price: USD 700 – USD 1,000/month
Find accommodation in Luxembourg
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Tips and Resources
Start Early: Begin your search well in advance to secure the best options.
Budget Wisely: Include utilities and internet in your budget when planning for accommodation costs.
Consider Location: Proximity to your university, public transportation, and local amenities is important.
Use Reliable Platforms: Ensure you book through reputable platforms to avoid scams and ensure quality accommodations. The ones you see on wearefreemovers have been preselected by us, so you can be more at ease choosing them.
4. University Information 🎓
Choosing the right university is a key step in shaping your study abroad experience. Despite its small size, Luxembourg is home to a growing number of internationally recognized institutions that offer high-quality education, modern facilities, and strong industry connections. Most programs are multilingual, often taught in English, French, or German, reflecting the country’s cosmopolitan character.
Discover our partner universities 🎉
Enjoy the best free mover experience on our platform by choosing our partner universities. Those institutions have close ties with us, so for any eventuality you can rely on our help.
Partner universities in Luxembourg
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Otherwise, surf through the whole selection of universities
Apart from partner institutions, we also list other destinations. They might be a riskier choice since information can be uncertain and response times higher, but still they are worth a try in our opinion.
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5. Further Practical Information 🛠️
Transportation
Luxembourg’s transportation network is efficient and student-friendly.
Public Transportation 🚌: Luxembourg is the first country in the world to offer free public transport to everyone — including students. Buses, trams, and trains operate frequently and cover the entire country, making it easy to travel between cities like Luxembourg City, Esch-sur-Alzette, and Belval.
Bicycles 🚴: Cycling is a popular and sustainable way to get around, especially in urban areas. The country has well-developed cycling paths and public bike-sharing systems such as Vel’OH! in Luxembourg City.
Long-Distance Travel 🚐: Luxembourg’s central location in Europe makes weekend getaways easy. Direct trains and buses connect to France, Belgium, Germany, and the Netherlands, and Luxembourg Airport (LUX) offers frequent low-cost flights to major European cities.
Tips 💡:
Take advantage of Luxembourg’s free transport system and explore the entire country at no cost. For international trips, book trains or buses in advance on platforms like FlixBus, CFL, or SNCB to find the best deals.
Banking and Finances
Managing your finances effectively is essential for a smooth and stress-free study abroad experience.
Opening a Bank Account 🏦: International students staying in Luxembourg for more than a few months are encouraged to open a local bank account. Major banks such as BGL BNP Paribas, Spuerkeess (BCEE), and Banque Raiffeisen offer student-friendly accounts with low or no maintenance fees.
Documents Required 📑: To open a bank account, you will usually need your passport, proof of enrollment from your Luxembourgish institution, proof of address (rental contract or university letter), and sometimes your residence permit or registration certificate.
Currency 💵: The official currency is the Euro (EUR). Having a local bank account simplifies everyday payments, rent transfers, and online transactions while helping you avoid foreign exchange fees.
Tips 💡: Look for student-friendly bank accounts and make use of online banking apps to manage your finances efficiently. Consider using services like Xe.com for seamless international transactions.
Local Culture and Etiquette
Understanding local customs and social norms will help you adapt smoothly to life in Luxembourg and feel at home in its multicultural environment.
Multiculturalism 🌍: Luxembourg is one of the most international countries in Europe, over 45% of its population is foreign-born. You’ll hear Luxembourgish, French, German, and English spoken daily. This mix of cultures creates an open-minded and inclusive atmosphere where respect and tolerance are highly valued.
Punctuality ⏰: Timekeeping is important in Luxembourg, both in academic and professional settings. Being on time is seen as a sign of respect and reliability, even for casual meetings.
Social Etiquette ☕: Luxembourgers may seem reserved at first, but they are friendly once you get to know them. Coffee breaks and lunches are social moments, never rush through them. Bringing a small gift when visiting someone’s home (like chocolates or wine) is appreciated.
Public Behavior 🤫: Politeness and calm behavior are the norm. Keep noise to a minimum on public transport and in shared spaces. Always queue patiently and avoid interrupting others in conversation, manners are taken seriously here.
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